Private repayment terms cannot change the program’s nonrefundable fee. The published framework charges US$15,000 to process each person and, after vetting, requires a US$1 million gift from an individual principal or US$2 million from a corporate sponsor for its employee. Each eligible joining relative has a separate US$15,000 fee and US$1 million gift, including in a corporate case.
Distinguish program charges from private repayment
Check the live government fee and gift sequence, then document which relative bears each cost under the private arrangement. Track professional and document expenses separately, because a family promise cannot create a government refund or settle a private repayment dispute. For a corporate case, the official terms also state a 1% yearly maintenance charge and a 5% transfer charge that includes fresh DHS vetting; using the prior corporate gift for a replacement employee does not approve that employee. State Department and medical-examination expenses may also apply, so confirm the current instructions for the specific application.
Hypothetical example: A renewable-packaging entrepreneur receives a consultant invoice that combines private advice, a supposed government charge, and an investment-management fee. Build a cost table with payer, recipient, legal purpose, due date, refundability, and official source for each claimed government amount. The first review should distinguish expenses paid to advisers from a payment by the applicant to the U.S. government under the official process. Gold Card is never a conventional visa or a commercial investment promising return. Do not send money based on a brochure, verbal assurance, or an account that is not identified in current official instructions. Sequence verification of the official fee and payment channel before any transaction. Costs are misstated when corporate sponsorship terms are copied into an individual case or a private funding repayment is treated as a government refund.